1
April
FREE credit repair
Do you have credit issues? Not a problem we help you increase your credit scores.
We provide the best rates quick closings Jumbo loans Conventional VA loans FHA loans and best customer service!
STEP 1
Find out how much you can actually afford now!
STEP 2
Want More Than An Estimate?
The next step is to get an approval letter, stating how much you’re pre-approved.
Before house hunting, you need an approval letter. Helps sellers know you’re serious about buying.
How long does it take?
It only takes three minutes.
STEP 3
After you submit your application, you MUST Authorize and Pay for your credit report.
Otherwise, we can't process your application.
Authorize & Pay For Credit Report
We partner with the best lenders like Quicken Loans Plaza Home Mortgage Caliber Home Loans United Whole Mortgage Motive Lending to offer you a variety of options.
We offer Standard Loans
Jumbo95%
Apply- LTV up to 95%
- DOWN 5% + Closing Cost
- DTI 55%
- SCORE 680
- MAX LOAN up to $3M
- DOCS Pay stubs, tax returns and bank statements
Popular
FHA96.5%
Apply- LTV 96.5%
- DOWN 3.5% + Closing Cost
- DTI Up to 43%
- SCORE 600
- COLLECTIONS can't exceed $2000
- DOCS Pay stubs, tax returns and bank statements
Conventional95%-97%
Apply- LTV 95%-97%
- DOWN 3%-5% + Closing Cost
- DTI 50%
- SCORE 620
- COLLECTIONS Must be paid
- DOCS Pay stubs, tax returns and bank statements
and Non Standard - Amazing loan options
No matter what is your situation we have a loan for you!.
Popular
FHA100%
Apply- FHA 96.5% + 3.5% 2nd
- $0 Down Payment
- You Pay Just Closing Cost
- DTI Up to 43%
- DTI Up to 50% with 680+
- SCORE 640
- DOCS Pay stubs, tax returns and bank statements
Bank Statements90%
Apply- LTV Up to 90%
- DOWN 10% + Closing Cost
- DTI 50%
- SCORE 660
- COLLECTIONS do not matter
- DOCS 12/24 Months bank statements
No docs80%
Apply- LTV up to 80%
- No Income, No Tax Returns
- No Employment
- Primary Residence and Second Homes
- DTI 50%
- SCORE 640
- 3 Months reserves
- Debt-to-Income (DTI) Not Calculated
Investors65%-90%
Apply- LTV up to 90%
- DOWN 10%-35% + Closing Cost
- DTI 50%
- SCORE 700
- COLLECTIONS do not matter
- DOCS Pay stubs and tax returns
ITIN/DACA80%
Apply- LTV up to 80%
- DOWN 15% + Closing Cost
- DTI 50%
- SCORE 680
- COLLECTIONS may be required to pay
- DOCS Pay stubs, tax returns and bank statements
Latest News
25
March
Self-employed?
Many self-employed buyers do not show enough income in their tax returns. We can use the average of your deposits of your latest 24 months of business bank statements as income
15
March
Down Payment Assistance Program
We are certified with several down payment assistance programs, that allow you to purchase your home with a small amount of money. We offer Federal, County, and City programs. Please, apply, and we will assign the plan the best fit your needs.
What Client’s Say
All questions asked were answered right away to ease any worries. Daniel Caceres is highly professional and made everything extremely easy. He streamlined paperwork and made the entire process simple. All questions asked were answered right away to ease any worries. Highly recommend.
We had a great experience working with Daniel on our home loan. He was able to approve our loan and close very quickly under a tight deadline. He was always quick to respond and answer any questions we had and made the whole process easy. He locked us into a great rate with some closing cost discounts too. We would definitely recommend Daniel and Generation Mortgage.
Helpful in getting my loan very quickly and with my goal of lowest amount due at closing for my Quicken Loans mortgage. Went above and beyond to help me in getting it done for me. Daniel is highly recommended by me to anyone.
Lender was great, and helpful. He answered all my question, even when i text him at night time. I highly recommend Daniel to any person that is trying to get a home purchase.
Very professional and quic was able to close earlier than expected. Highly recommend Mr. Caceres to anybody looking for help with a home loan. He was very quick to reply to my many emails and had the answers to my questions every time. Thank you again Daniel :-)
Thanks to Daniel Caceres I have made homeownership a dream come true. Not only did he introduce me to a great realtor but with his guidance I was able to get assistance with my down payment. Thanks again for helping me close on my wonderful home.
My experience with Daniel was great he was honest very knowledgeable prompt very professional and followed through on what he promised I would definitely recommend him to family and friends. With this being my first time buying a home he made sure I was well informed and helped me every step of the way excellent communication
No one could've told me that buying a home could be so simple. Daniel made this process happen. He responded to every email within seconds which was a A+ in my gradebook. Very knowledgeable at what he do and also will give out helpful tips. I would recommend him to any and everyone who is a first-time home buyers. I would work with him again.
Daniel Caceres was very professional/knowledgeable person by answering every question we had and making it simple to understand. There was never a time when he said, "oh I forgot to tell you". He was there to help no matter what time of the day it was. A very caring and honest person. Thank you Daniel Caceres.
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